:root{--blue:#0b4f8a;--blue-d:#083a66;--orange:#f26a1b;--ink:#1c2733;--muted:#5b6b7a;--bg:#f4f7fa;--card:#fff;--line:#dfe6ed}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}
a{color:var(--blue)}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
.topbar{background:var(--blue-d);color:#fff;font-size:14px;padding:8px 0}
.topbar .wrap{display:grid;grid-template-columns:1fr auto;gap:12px;align-items:center}
.topbar a{color:#fff;font-weight:700;text-decoration:none}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}
header.site .wrap{display:grid;grid-template-columns:auto 1fr auto;gap:24px;align-items:center;padding-top:14px;padding-bottom:14px}
.logo{font-size:22px;font-weight:800;color:var(--blue);text-decoration:none}
.logo span{color:var(--orange)}
nav{display:flex;gap:22px;justify-content:center}
nav a{text-decoration:none;color:var(--ink);font-weight:600;font-size:15px}
nav a:hover{color:var(--orange)}
.btn{display:inline-block;background:var(--orange);color:#fff;padding:12px 22px;border-radius:8px;font-weight:700;text-decoration:none;border:0;font-size:16px;cursor:pointer}
.btn:hover{background:#d95a10}
.btn.alt{background:var(--blue)}
.hero{background:linear-gradient(135deg,var(--blue-d),var(--blue));color:#fff;padding:64px 0}
.hero .wrap{display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:center}
.hero h1{font-size:42px;line-height:1.15;margin-bottom:16px}
.hero p{font-size:18px;opacity:.95;margin-bottom:22px}
.hero .cta{display:flex;gap:12px;flex-wrap:wrap}
.hero ul{list-style:none;margin-top:22px;display:grid;grid-template-columns:1fr 1fr;gap:8px;font-size:15px}
.hero li:before{content:"✓ ";color:#ffb27d;font-weight:700}
.formcard{background:#fff;color:var(--ink);border-radius:12px;padding:26px;box-shadow:0 10px 30px rgba(0,0,0,.25)}
.formcard h2{font-size:22px;margin-bottom:4px}
.formcard small{color:var(--muted);display:block;margin-bottom:14px}
label{display:block;font-size:13px;font-weight:600;margin:10px 0 4px}
input,select,textarea{width:100%;padding:11px;border:1px solid var(--line);border-radius:7px;font-size:15px;font-family:inherit}
.check{display:grid;grid-template-columns:auto 1fr;gap:8px;align-items:start;font-size:12px;color:var(--muted);margin:12px 0}
.check input{width:auto;margin-top:3px}
.formcard .btn{width:100%;margin-top:6px}
section{padding:56px 0}
h2.title{font-size:32px;text-align:center;margin-bottom:8px}
p.sub{text-align:center;color:var(--muted);max-width:680px;margin:0 auto 34px}
.grid{display:grid;gap:22px}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:24px}
.card h3{font-size:19px;margin-bottom:8px;color:var(--blue)}
.card p{color:var(--muted);font-size:15px}
.icon{font-size:30px;margin-bottom:10px}
.steps .num{width:40px;height:40px;border-radius:50%;background:var(--orange);color:#fff;display:grid;place-items:center;font-weight:800;margin-bottom:10px}
.band{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.callband{background:var(--orange);color:#fff;text-align:center;padding:40px 0}
.callband h2{font-size:28px;margin-bottom:10px}
.callband a.big{color:#fff;font-size:36px;font-weight:800;text-decoration:none}
.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px 18px;margin-bottom:10px}
.faq summary{font-weight:700;cursor:pointer}
.faq p{margin-top:8px;color:var(--muted)}
.cities{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;font-size:15px}
.cities span{background:#fff;border:1px solid var(--line);border-radius:8px;padding:8px 12px;text-align:center}
.disclosure{background:#fff8f2;border:1px solid #ffd9bf;border-radius:10px;padding:16px;font-size:14px;color:#6b4a33;max-width:900px;margin:0 auto}
footer{background:var(--blue-d);color:#cfe0f0;padding:40px 0 20px;font-size:14px}
footer .wrap{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
footer a{color:#fff;display:block;text-decoration:none;margin-bottom:6px}
footer h4{color:#fff;margin-bottom:10px}
.legal{text-align:center;margin-top:26px;padding-top:16px;border-top:1px solid rgba(255,255,255,.15);font-size:12px;opacity:.85}
.page{max-width:820px;margin:0 auto;padding:48px 20px}
.page h1{margin-bottom:14px}
.page h2{margin:24px 0 8px;font-size:22px}
.page p,.page li{margin-bottom:10px}
.page ul{margin-left:22px}
@media(max-width:900px){
.hero .wrap,.g3,.g4,.g2,footer .wrap{grid-template-columns:1fr}
header.site .wrap{grid-template-columns:1fr auto}
nav{display:none}
.hero h1{font-size:32px}
.cities{grid-template-columns:repeat(2,1fr)}
.topbar .wrap{grid-template-columns:1fr}
}